How Much Are You Really Missing Out On?

Nathanael Farrelly
Aug 21
2 min read

Updated: Aug 29

Let’s be honest — most people don’t think twice about which card they use. You pull out the one that’s easiest to grab, or maybe your “go-to” cashback card, and move on. But here’s the kicker: those small choices can quietly cost you hundreds of dollars a year.

The Numbers Don’t Lie

The average credit card user misses out on $750 in rewards every year by not using the right card.
That’s because banks design their programs to be complicated — rotating categories, hidden rules, and exceptions that trip people up.
Even “credit card pros” admit they get it wrong sometimes.

Think about it: one wrong card swipe at the gas pump might cost you $3. Do that a few times a week, across groceries, dining, and shopping, and suddenly you’re leaving serious money on the table.

Enter Payelle

Payelle was built to make sure you never lose those rewards again. For just a few bucks a month, Payelle guarantees you always use the best card in your wallet — every single time you tap to pay.

If you save even $5 a month, Payelle pays for itself.
If you save $50–$100 a month, that’s hundreds (or even thousands) back in your pocket each year.
And unlike spreadsheets or “card hacks,” you don’t have to do a thing.

Real Peace of Mind

The value isn’t just in the money — it’s in the mental clarity. No more second-guessing at checkout. No more wondering if you missed a bonus. Payelle takes care of it for you.

The Bottom Line

You already earn rewards. Payelle makes sure you earn the most possible, every single time. For the price of a coffee, you unlock the money that’s been slipping through your fingers for years.

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